Challenge of FinTech



  • Difficult to fast deploy new techonoly
  • banking service would be added incrementally to non-financial service offerings.
  • Openness, Collaboration, Investment
  • making customer's life easier not on asset monopolies. 
  • Bank Open API for the innovators to create new service (isn't what Chinese 3rd party payment companies do?) The bank provide a open platform for the newcomers.  How to manage the risk, and how to execute the compliance for those 3rd party products?


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